Secure your Home and Lower your Homeowners Insurance

this will also keep costs down.

Adding deadbolts can earn up to a 5% discount on homeowners insurance. I believe every door that leads into your home should at least have a deadbolt (front, back, and garage doors). Steel doors are best for all entrances. Burglar bars can also save up to 5% on your insurance. I had never heard of burglar bars until recently. They can give your home a “jailhouse” feel if you aren’t careful. Not all burglar bars have to look bad though I have seen some designs that enhance the windows. Fire extinguishers can also save you up to 5%.

Security systems can also save you up to 5% on you homeowners insurance, but are actually equally or less likely to save you more than the deadbolts, and burglar bars. A step above the standard security system would be a surveillance system. These types of systems can be vulnerable to criminals. Joining some approved neighborhood watch programs will save you money.There are a few ways you can sleep better at night and save some money on your homeowners insurance. Adding deadbolts, burglar bars, fire extinguishers, security systems and other things will lower your insurance payments. Personally I think it’s worth the money up front to make your home secure even though you may take a long time to recoup that money in saved insurance. If you have good security and don’t have to make claims